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Compare our savings accounts

At ING DIRECT, all savings accounts have no ING DIRECT fees.

A high variable interest savings account with no ING DIRECT fees.

A tiered savings account with higher variable interest rates for balances starting at $50,000.

A high interest rate guaranteed for the term you choose, plus a non-cumulative loyalty bonus at roll over when you hold all your funds till the maturity date of your new term deposit.

Rates and fees
Rates and fees

Variable interest rate

Variable interest rate

Fixed interest rate

3.00% p.a. variable rate
(incl. 1.40% p.a. additional variable rate)

For customers who also have an Orange Everyday bank account and deposit their pay of $1,000+ each month. Available on one account for balances up to $100,000 with the additional variable rate applied the month following the deposit.

The standard variable rate is 1.60% p.a.

% p.a. $0.00 - $49,999.99

% p.a. $50,000.00 - $149,999.99

% p.a. $150,000.00 and over

% p.a. 90 day term

% p.a. 120 day term

% p.a. 180 day term

% p.a. 210 day term

% p.a. 270 day term

% p.a. 330 day term

% p.a. 1 year term

% p.a. 2 year term

Minimum $10,000 deposit

Interest rate calculations and payments

Calculated daily, paid monthly

Calculated daily, paid monthly

Paid at maturity

ING DIRECT fees and charges
Features
Withdrawals and deposits from a linked external account or Orange Everyday

Top up at maturity only

Loyalty bonus

0.10% p.a. added to the interest rate when you roll over and hold your funds till the maturity date of your new term deposit.

The non- cumulative loyalty bonus is added on to the standard interest rate available at roll over.

Government guaranteed
Minimum requirements
Minimum deposit

Higher interest on deposits over $50,000

$10,000

Who can apply?

Australian residents for taxation purposes 13 years or older.

Australian residents for taxation purposes 13 years or older.

Australian residents for taxation purposes 13 years or older.