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Remuneration disclosures
Annual reports
Wholesale market debt programs

ING DIRECT issues debt into wholesale markets under the legal entity name of ING Bank (Australia) Limited. Copies of the following programs can be downloaded from the following links:

Debt issuance program - Covering stand alone debt issued between May 2002 and August 2006

ING Bank's global issuance program (incorporating ING Bank (Australia) Limited as an issuer) - Covering issues since September 2006

Sustainability Reports

Australian Commonwealth Government guaranteed debt issuance program

Debt issuance program - Covering stand alone debt issued between May 2002 and August 2006

ING Bank's global issuance program (incorporating ING Bank (Australia) Limited as an issuer) - Covering issues since September 2006