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ING Motorcycle Insurance

ING Motorcycle Insurance

Get ING Motorcycle Insurance today, brought to you by Australia's most recommended bank.

Save 15%

online (new policies, first year’s premium only).

Get a quote
Features

Why insure with ING?

  • Save 15% online (first year's base premium only)

    You could save 15% on your first year's base premium when you buy an ING Motorcycle policy online. T&Cs apply - see disclaimer below.

  • New-for-old replacement

    Comprehensive only: If your brand new motorcycle is written off within 2 years of original registration, we will, depending on availability in Australia, replace it with a new one, pay you the amount it would cost to replace it or pay you the amount you originally paid for it.

  • Repair Guarantee

    We'll guarantee the quality of repairs for as long as you own the motorcycle, if the repairs are authorised by us and the result of a claim with us.

  • Cover for damage to other people's property - up to $20 million

    Don't worry - if you're in an insured accident, we'll cover the costs of loss or damage to other people's property that you're liable for - up to $20 million.

  • Cover for towing

    With Comprehensive and Third Party Fire & Theft policies, if your motorcycle can’t be safely ridden after an accident, we’ll pay for the cost of towing it.

  • Motorcycle stolen? Hire car sorted

    If your motorcycle is stolen, we’ll pay for the reasonable cost of an authorised compact hire car, until your claim is settled, up to $1000 or 14 days (whichever occurs first). Not available for Third Party Property Only insurance.

  • Tailor your cover and pay less

    Pay less on your premiums by limiting the drivers covered under your policy to certain age groups (21+, 25+, 30+, 40+, 50+).

  • Cancel the policy any time

    You can cancel the policy at any time. If you cancel your policy within the cooling off period and have not made a claim, you'll get a full refund. If you cancel after the cooling off period the unused portion of your premium will be refunded (less cancellation and government fees and charges).

  • Here if you need us

    Our customer care specialists are here for you on 1800 619 495. For operating hours, contact us here.

  • Claims Service

    Phone claims service with no lengthy forms to fill out.

  • Payment options to suit you

    Control your payments - choose from monthly or yearly premium payments. You can also pay a lower premium and avoid administration fees by paying annually.

Read the PDS for all the details on: standard and optional benefits, conditions, limits, exclusions and when excesses will apply.

Important information

Save 15% on policies online
(First year's base premium only)
T&Cs apply - see disclaimer below.

For help call 1800 619 495. For operating hours, contact us here.

Cover choices explained

Cover choices explained

Find the motorcycle insurance cover that's right for you and get a quote to see what you could save.

Comprehensive
Third Party Property, Fire and Theft
Third Party Property Only

Save 15% on policies online (first year's base premium only). T&Cs apply - see disclaimer below.

Covers loss or damage to your motorcycle and the damage it causes to other people's vehicles and property which you are liable for.

Save 15% on policies online (first year's base premium only). T&Cs apply - see disclaimer below.

Includes the liability cover as provided under our Third Party Property Only motorcycle insurance, plus cover for Fire & Theft.

Save 15% on policies online (first year's base premium only). T&Cs apply - see disclaimer below.

Covers your liability for up to $20 million worth of accidental damage your motorcycle causes to other people's vehicles and property.

Not sure what you need? Compare the standard benefits of our Comprehensive, Third Party Property Only and Third Party, Fire & Theft cover choices.

Damage to someone else's vehicle or other property (legal liability)

Up to $20 million

Up to $20 million

Up to $20 million

Essential Repairs
Emergency Transport and Accommodation

If your damaged motorcycle is un-ridable, we'll pay for the rider and pillion passenger to be transported to the address where the motorcycle is normally kept at night; or if transport is unavailable, we'll pay for the cost of their temporary accommodation.

$500

Hire car following theft

Up to $1,000
(limit 14 days)

Up to $1,000
(limit 14 days)

New-for-old motorcycle replacement

We'll replace your motorcycle with a new one if it becomes a total loss within 2 years of the original registration, subject to availability in Australia.

Choice of Market Value or Agreed Value - eligibility criteria applies
Damage to personal effects

Up to $500

Repair guarantee
Replacement of stolen keys / remote

Up to $1,000

Towing Costs
Damage to your trailer or sidecar

Up to $1,000

Damage caused by an uninsured driver

NA

Up to $5,000 (including recovery, towing & storage costs)

Up to $5,000 (including recovery, towing & storage costs)


The above is a summary only. Read the PDS for all the details on: standard and optional benefits, conditions, limits, exclusions and when excesses will apply.

Need a little extra? With your ING Comprehensive Motorcycle Insurance quote you can add one or more of these optional benefits to customise your policy. Or you can call us on 1800 619 495 (for operating hours, contact us here) to customise an existing policy. Note that additional premiums and exclusions apply.

Accident hire car

We'll arrange for a compact hire car for you to use until your motorcycle is fixed or your claim is settled, or for a maximum period of 14 days, whichever occurs first.

NA

NA

Riding gear (up to 10 years old) repair or replacement

NA

NA

Choice of Repairer

NA

NA

Reduced Windshield Excess

NA

NA


The above is a summary only. Read the PDS for all the details on: standard and optional benefits, conditions, limits, exclusions and when excesses will apply.

Ticking your boxes yet? There's more.

Restricted driver age discount

Pay less on your premiums by limiting the riders covered under your policy to a certain age group (21+, 25+, 30+, 40+, 50+).

No excess payable when identified third party is at fault
Higher excess to reduce premium - eligibility criteria applies

If you increase your Basic Excess, we'll reduce your premium.

NA

NA

Monthly or yearly premium payment options

By paying annually instead of in instalments (i.e. fortnightly or monthly), you'll avoid instalment processing fees and pay a lower premium.

Online discount - on your first year's base premium for new policies purchased online

15%

15%

15%


The above is a summary only. Read the PDS for all the details on: standard and optional benefits, conditions, limits, exclusions and when excesses will apply.

Documents and forms

Below are some of the documents important for you to consider. For the full list of documents click 'view more' below.

Product Disclosure Statement (PDS)

Applies to new policies quoted on or after 21 September 2023 and policies with a renewal date on or after after 29 October 2023.


Target Market Determination (TMD)

This TMD applies from 24 January 2024.

Privacy Policy


ING Customer Eligibility and Name-Screening document

A short explanation about your information and how we use it to comply with our regulatory obligations.

FAQs

Got a question about ING Motorcycle Insurance?

Chances are you'll find the answer in our FAQs.

Here are some of the more common questions we get asked:

Save 15% on policies online
(First year's base premium only)
T&Cs apply - see disclaimer below.

For help call 1800 619 495. For operating hours, contact us here.

How to get covered

How to get covered

You could get ING Motorcycle Insurance in a few simple steps.

1. Get a quick quote

Answer a few questions online for an on-the-spot quote. It's that easy.

Get a quote now

2. Review and purchase

Review your quote, add optional benefits, select the policy start date and purchase within 30 days.

3. Policy confirmation

We'll send you an email with your policy documents to review that all is correct. Cover will start on the date you selected.

To request a quote, you must be aged 16+ and have an email address. You'll need to have the following information on hand:

Type of cover you want

Details of the motorcycle in question

The policyholder and your motorcycle insurance history

Location the motorcycle is kept at night

Average number of kilometres the motorcycle is ridden per year

Save 15% on policies online
(First year's base premium only)
T&Cs apply - see disclaimer below.

For help call 1800 619 495. For operating hours, contact us here.

Make a claim

Making a claim

Need help, fast? Here's how to make an ING Motorcycle Insurance claim.

1. Gather the facts

Collect as much information as possible about what happened.

2. Lodge your claim

Lodge your claim over the phone with a member of our team.

3. Get your outcome

Once we have received your claim, you will be provided with an update within two business days.

It's important to have the following information ready when lodging your claim:

Your policy number

Details of the incident, including time and place

The names, addresses, vehicle registration numbers and insurance details of any other parties involved

Any witnesses' names and contact details

Details of any tow-truck company used

Police report number (if applicable)

Photographs of the damage and scene (if applicable)

For the details on cover and claims, please check out the PDS here.

Ready to make a motorcycle insurance claim?

Call 1800 619 495. For operating hours, contact us here.