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SMSF Term Deposit

SMSF Term Deposit

Maximise your money at a fixed interest rate

SMSF Term Deposit

A high fixed interest rate for your SMSF with a Business Term Deposit. You choose the timeframe.

Features

Features

  • Competitive fixed interest rate

    Get a high interest rate for the timeframe of your choice, through a Business Term Deposit, on deposits of $10,000 or more.

  • Be rewarded for saving

    Roll over for the same or different term and hold your funds till the maturity date of your new term deposit and you'll get a non-cumulative loyalty bonus added on to the interest rate available at roll over.

  • Pay no ING DIRECT fees

    With every cent deposited earning you interest, all your money gets the chance to grow.

  • Know your savings are guaranteed

    Combined savings balances up to $250,000 per customer are guaranteed by the Australian Government.

Need help? Call our Australia-based customer care specialists 24/7 on 133 464.
Open a Business Term Deposit for your SMSF super savings in minutes.
Rates and fees

No fees, great rates

Get competitive fixed interest rates on deposits of between $10,000 and $10 million.

Term
Interest rates

90 day rate

120 day rate

180 day rate

210 day rate

270 day rate

330 day rate

1 year rate

2 year rate

Loyalty bonus

If you roll over your Business Term Deposit (for the same or a different term) and you hold all of your funds in your new Business Term Deposit until the maturity date, you will be rewarded with a loyalty bonus - a non-cumulative add-on to the standard Business Term Deposit interest rate applicable at roll over.

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Need help? Call our Australia-based customer care specialists 24/7 on 133 464.
Open a Business Term Deposit for your SMSF super savings in minutes.
FAQs

Got a question about SMSF Term Deposits?

Chances are you'll find the answer in our FAQs.

Here are some of the more common questions we get asked:

We've made our mobile banking app so easy to use, you won't even have to think. Try it now and change the way you bank.

Need help? Call our Australia-based customer care specialists 24/7 on 133 464.
Open a Business Term Deposit for your SMSF super savings in minutes.
How to get started

Put your SMSF Term Deposit to work

1. Open your term deposit

The fastest way to do this is online. Or call us 24/7 on 133 464.

Download forms

2. Choose your maturity option

Tell us what to do with your money when the term ends. You've got three options to choose from.

3. Renew for bonus interest

By renewing your term deposit and holding your funds till the maturity date of your new term deposit you get a loyalty bonus - a non-cumulative add-on to the standard Business Term Deposit interest rate applicable at roll over.

To open a business term deposit for your SMSF super savings, you need a minimum deposit of $10,000.

You must be:

An account holder using the product for business purposes or with a Self-Managed Super Fund (SMSF)

An Australian resident for taxation purposes

Aged 18 years or over

You will also need to give us:

Personal and contact details for all trustees and authorised users

Self Managed Super Fund contact details

Linked bank account details (to link to your Business Term Deposit deposit account)

An Australian Business Number (ABN), Tax File Number (TFN) or exemption code (otherwise tax is deducted at the highest marginal rate)

Copies of relevant documents to verify your entity type (if unsure, use this profiling tool to confirm your entity)

An existing Client Number (if you're already with ING DIRECT)

Need help? Call our Australia-based customer care specialists 24/7 on 133 464.
Open a Business Term Deposit for your SMSF super savings in minutes.