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Business Optimiser

Accounts that work as hard as you do. Call 133 464 to open yours

Business Optimiser

A high variable interest business savings account with 24/7 access.

Features

Why open a Business Optimiser?

  • High variable welcome rate

    Put surplus cash to work and get a high variable welcome rate for six months on balances up to $1 million for new customers.

  • Pay no ING DIRECT fees

    There are no hidden charges or minimum balance requirements.

  • Use it how and when you want

    Give up to four people access to your account 24/7, via online, phone or mobile banking.

  • Know your savings are guaranteed

    Combined savings balances up to $250,000 per customer are guaranteed by the Australian Government.

Need help? Call our Australia-based customer care specialists 24/7 on 133 464.
Open a Business Optimiser in minutes.
Rates and fees

No fees, great rates

A competitive variable interest rate will help your business savings grow.

Interest rates

Variable welcome rate

For the first six months, for new customers, on balances up to $1million.

2.50

Standard variable rate

Need help? Call our Australia-based customer care specialists 24/7 on 133 464.
Open a Business Optimiser in minutes.
FAQs

Got a question about the Business Optimiser?

Chances are, you'll find the answer in our FAQs.

Here are some of the more common questions we get asked:

We've made our mobile banking app so easy to use, you won't even have to think. Try it now and change the way you bank.

Need help? Call our Australia-based customer care specialists 24/7 on 133 464.
Open a Business Optimiser in minutes.
How to get started

Put your Business Optimiser to work

1. Sign up

You can open your account by calling us 24/7 on 133 464.

Download forms

2. Move your money

Use the mobile app, online or phone banking whenever you want. Simply transfer money in and out of your linked account.

3. Grow your business savings

Make the most of the high variable interest rate. Set up automatic deposits and boost your savings.

You must be:

An account holder using the product for business purposes or with a Self-Managed Super Fund (SMSF)

An Australian resident for taxation purposes

Aged 18 years or over

You'll need to give us:

Business contact details

Personal and contact details for all trustees and authorised users

Business bank account details (to link to your Business Optimiser)

An Australian Business Number (ABN), Tax File Number (TFN) or exemption code (otherwise tax is deducted at the highest marginal rate)

Copies of relevant documents to verify your entity type (if unsure, use this profiling tool to confirm your entity)

An existing Client Number (if you're already with ING DIRECT)

Need help? Call our Australia-based customer care specialists 24/7 on 133 464.
Open a Business Optimiser in minutes.