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Reach your savings goals faster


Grow your savings with our high variable interest rate account

Find out more

Reach your savings goals faster

Competitive interest rates. No ING DIRECT fees. Rewards for saving with us.

All our savings accounts

Compare our personal savings accounts

Find the account that's best for you. Every cent you deposit will earn you interest.

Savings products
Interest rates
Savings Maximiser

High variable interest rate and no ING DIRECT fees.

Interest Rate

(incl. 1.50% p.a. additional variable rate)
For customers who also have an Orange Everyday bank account and deposit their pay of $1,000+ each month. Available on one account for balances up to $100,000 with the additional variable rate applied the month following the deposit.

The standard variable rate is 1.50% p.a.

Personal Term Deposit

A high interest rate guaranteed for the term you choose, plus a non-cumulative loyalty bonus when you roll over and hold your funds till the maturity date of your new term deposit.

Interest Rate

1 year term deposit. Minimum $10,000 deposit.

Savings Accelerator

A tiered savings account, with a high variable interest rate.

Interest Rate

Applies to your total balance $150,000 and over.

Other ways to save with us

More than one way to think about saving

A simple rethink could take your finances in new directions.

Everyday savings

By taking out our Savings Maximiser and Orange Everyday accounts, you could tap into many benefits. Particularly when you deposit your pay of $1,000+ each month:

Orange Everyday

Use every single ATM in Australia for free

Learn about Orange Everyday

Savings Maximiser

Earn the highest variable rate on one account for balances up to $100,000

And the variable rate doesn't change, no matter how many times you withdraw

Learn about Savings Maximiser

Saving for retirement

Look for a super account with competitive interest rates and less fees.

Take Living Super, for example:

The first Balanced option available to all Australians with no admin or management fees

No fees on cash and term deposits held with ING DIRECT

You can choose optional features like real-time share trading

Or if you'd like to maximise the cash component of your SMSF:

Our Business Optimiser account offers a high variable interest rate, 24/7 access and no ING DIRECT fees

Our Business Term Deposit account could secure you a great rate for the timeframe you choose and loyalty bonus on renewal

Learn about retirement

Finding the right home loan

Look for a great deal on a home loan that ticks all the right boxes for you.

Here's how you could save on your home loan with ING DIRECT:

Competitive variable and fixed interest rates across all loans

Interest rate discounts available on some loans when borrowing $250,000 or more (conditions apply)

The Orange Advantage 100% offset facility could help reduce the interest you pay

Low fee options to help you save even more

Use any ATM in Australia for free when you have both an Orange Everyday bank account and any ING DIRECT home loan

Learn about home loans

Tools and calculators