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Home loans fees

Mortgage Simplifier fees and charges

Pay no monthly, annual or ongoing transaction fees.

Orange Advantage fees and charges

Pay no application fee or other monthly fees, with a low annual fee of $199 (waived for the first year for new loans).

Smart Home Loan fees and charges

Pay no application fee or other monthly fees, with a low annual fee of $180.

Action Equity Home Loan fees and charges

There's no application fee, or any monthly or annual fees.

Fixed Rate loan fees and charges

Pay no monthly or annual fees. A one-off application fee of $499 applies for fixed rate loans. The application fee will be waived for all new loans formally approved prior to 31 December 2015.

We will always waive the fixed rate application fee when you split your loan with our variable rate Orange Advantage home loan.

If you choose the fixed rate lock-in feature to lock in the rate a fee of $749 applies.

Construction home loan fees and charges

Pay no monthly, annual or transaction fees.

An additional valuation fee of $200 may apply on completion of construction.