Savings Maximiser

So many reasons why our savings products win awards.

New Savings Maximiser customers will receive a variable welcome rate of 4.75% p.a. for 4 months from account opening, on balances up to $250,000. This rate is subject to change, and after 4 months, will revert to the Savings Maximiser standard variable rate applicable at the time - currently 3.00% p.a. This limited-time offer applies to the first Savings Maximiser you open, including joint accounts.

No ING DIRECT fees, no catches, no fixed term or minimum balance - it's your account, your terms.

Have a savings goal? Here's how you could get there faster.

Earn an extra 0.75% p.a. Loyalty Bonus on top of the Savings Maximiser standard variable rate (currently 3.00% p.a.) after your welcome rate ends - when you increase your account balance by $200 or more every month (no penalties if you miss a month!). Applies to accounts with balances of up to $50,000.

Calculate what you need to meet your goals.

Whether your plans are big, small, under wraps or yet to take shape, we can help you get there. Do the numbers with our Regular Savings Calculator or our
Savings Goal Calculator.

Convenient, secure and ready when you are.

Easy access to your savings online or via phone banking and Australia-based
customer care is available 24/7 by calling 1800 502 192. Don't forget, combined
balances up to $250,000 per customer are guaranteed by the Australian Government.

Important Information

Information and interest rates are current as at 10 May 2013 and are subject to change.

Combined balances up to $250,000 per customer are guaranteed by the Australian Government.

The advertised Savings Maximiser variable welcome rate applies for 4 months from the date the Savings Maximiser is opened on balances up to $250,000 and is subject to change. The offer is applicable on the first Savings Maximiser that you open (including joint accounts) and is for a limited time only. At the end of the 4 month period, the rate that applies to your account balance will be the Savings Maximiser standard variable rate applicable at the time.

A variable Loyalty Bonus of 0.75% p.a. will be paid on balances up to and including $50,000 in months where the closing balance on the last day of a calendar month is at least $200 higher (excluding interest earned) than the opening balance of the first day of the same month. Balances over this amount will continue to receive the standard variable rate applicable at the time. Bonus rate is subject to change and is not paid in conjunction with any other promotional rate.

Any advice on this website does not take into account your objectives, financial situation or needs and you should consider whether it is appropriate for you. Before making any decision in relation to the Savings Maximiser you should read the Savings Maximiser Terms and Conditions booklet. To view this document you may need Adobe Acrobat. Savings Maximiser is issued by ING DIRECT, a division of ING Bank (Australia) Limited ABN 24 000 893 292 AFSL 229823.