BSB: 923-100

Savings Maximiser

4.35% p.a. Variable welcome rate

For 4 months from account opening for new customers on balances up to $250,000

Sign up now

Savings Maximiser

A high variable interest savings account with no catches.

Features

Why open a Savings Maximiser?

Savings kick-start

New customers get a high variable welcome rate on balances up to $250,000 for the first 4 months.

Competitive ongoing rate

After four months, you'll get a competitive standard variable rate for steady saving.

Pay no ING DIRECT fees

With every cent deposited earning you interest, all your money gets the chance to grow.

Be rewarded for saving

Enjoy a Loyalty bonus, after your variable welcome rate ends, when you deposit $200 or more a month (excluding interest), on balances up to $50,000.

Bank the way you like

Choose how you do your banking - online, on your mobile, over the phone or at Australia Post outlets.

Know your savings are guaranteed

Combined savings balances up to $250,000 per customer are guaranteed by the Australian Government

Open your Savings Maximiser in minutes.

Interest rates and fees

No fees, great rates

With no ING DIRECT fees, all your money goes towards reaching your savings goals.

Interest Rates

Variable welcome rate

For 4 months from account opening for new customers on balances up to $250,000.

4.35

Standard variable rate

2.75

Loyalty bonus

Your bonus is added to the standard variable rate when you deposit $200 or more a month, and is not applicable in conjunction with any other promotional rate. It applies on balances up to $50,000. Offer can be withdrawn at any time.

+0.50

Open your Savings Maximiser in minutes.

Tools and calculators
FAQs
How to get started

Put your money to work

1. Sign up now
2. Move your money
3. Set up a savings plan
1. Sign up now

Open a Savings Maximiser online, or over the phone 24/7. Make a deposit and start earning interest.

Sign up now

2. Move your money

Use the mobile app, online or phone banking whenever you want. Simply transfer money in and out of your linked account.

3. Set up a savings plan

Give your savings a boost by setting up automatic deposits. Your salary can go straight in, too.

Savings plans

When opening your account
To open a Savings Maximiser, you must be:

An account holder using the product for personal use (if it's for your business, see our Business Optimiser account)

An Australian resident for taxation purposes

Aged 13 years or over

You'll need to give us:

An Australian residential address and telephone number

Linked bank account details to link to your Savings Maximiser account

A Tax File Number or exemption code (otherwise tax is deducted at the highest marginal rate)

An existing Client Number (if you're already with ING DIRECT)

Ready? Sign up for a Savings Maximiser now.