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Home loans to suit your needs

Home loans

Home loan special offers happening right now.

Find out more

Home loans to suit your needs

Simplicity. Great value. Competitive rates. Rewarding loyal customers with cashback

All our home loans

Compare our home loans

Our home loans are simple, straightforward and easy to understand.

Variable Rate

Your interest rate could vary in conjunction with changes to market conditions.

ING DIRECT variable rate home loans
Interest rate
Comparison rate
Special offer
Orange Advantage

Includes a 100% interest offset when linked to our Orange Everyday bank account. Rate shown for owner occupiers with LVR than 80% and loan greather than $150,000.

Interest rate
Comparison rate
4.13
4.33
Mortgage Simplifier

A low variable interest rate home loan with no ongoing monthly or annual fees. Rate shown for owner occupiers with LVR than 80% and loan greather than $150,000.

Interest rate
Comparison rate
4.47
4.48
Fixed Rate

For the certainty of knowing what your repayments will be for a fixed period.

ING DIRECT fixed rate home loans
Fixed period
Interest rate
Comparison rate
Special offer
Fixed Rate Home Loan

Get repayment certainty on fixed rate loans for terms of one to five years.

Fixed period
Interest rate
Comparison rate

Owner occupier

1
2
3
4
5

Investor

1
4.59
4.88
2
4.44
4.82
3
4.35
4.76
4
4.69
4.83
5
4.69
4.82
 
 
 
 
 
 
 
 
 
 
Commercial

For investors looking to refinance or purchase commercial property.

ING DIRECT Commercial loans
Priority Commercial Mortgages

Loans between $250,000 and $3 million. Fixed rate, variable rate or line of credit loans.

Speak to a commercial mortgage specialist for the latest rates or to apply.

Call us 24/7 on 1800 100 258.

Commercial Property Finance

Loans over $3 million. Our specialist team can help shape an effective funding option.

Speak to a commercial property lending specialist for further information or to apply.

Call us 24/7 on 1800 100 258.

Find out how much you could borrow. In only two minutes you could have an obligation-free indication of your borrowing power.
Call our Australia-based home loan specialists on 1800 100 258, 8am-8pm Mon-Fri and 9am-5pm Sat (AEST/AEDT).
Get help choosing a home loan

Need help finding the home loan for you?

Our home loan selector will help you find the loan that's best for you.

Buying a Home

Finding the right loan doesn't need to be complicated or confusing. We're here to help. Tell us what matters to you.

Interest rate
Comparison rate
Special offer
Orange Advantage

Includes a 100% interest offset when linked to our Orange Everyday bank account. Rate shown for owner occupiers with LVR than 80% and loan greather than $150,000.

Interest rate
Comparison rate
4.13
4.33
Interest rate
Comparison rate
Special offer
Mortgage Simplifier

A low variable interest rate home loan with no ongoing monthly or annual fees. Rate shown for owner occupiers with LVR than 80% and loan greather than $150,000.

Interest rate
Comparison rate
4.47
4.48
ING DIRECT fixed rate home loans
Fixed period
Interest rate
Comparison rate
Special offer
Fixed Rate Home Loan

Get repayment certainty on fixed rate loans for terms of one to five years.

Fixed period
Interest rate
Comparison rate

Owner occupier

1
2
3
4
5
 
 
 
 
 
Investing in Property

Whether buying your first investment property, refinancing or growing your portfolio, choosing the right investment loan can really pay off. Tell us what matters to you.

Interest rate
Comparison rate
Special offer
Orange Advantage

Includes a 100% interest offset when linked to our Orange Everyday bank account. Rate shown for investors with loan greater than $150,000

Interest rate
Comparison rate
4.73
4.92
Interest rate
Comparison rate
Special offer
Mortgage Simplifier

A low variable interest rate home loan with no ongoing monthly or annual fees. Standard rate shown without any discount, if applicable.

Interest rate
Comparison rate
ING DIRECT fixed rate home loans
Fixed period
Interest rate
Comparison rate
Special offer
Fixed Rate Home Loan

Get repayment certainty on fixed rate loans for terms of one to five years.

Fixed period
Interest rate
Comparison rate

Investor

1
4.59
4.88
2
4.44
4.82
3
4.35
4.76
4
4.69
4.83
5
4.69
4.82
 
 
 
 
 
 
Renovating

Renovating doesn't have to be hard, provided you take the time to properly plan. Tell us what matters to you.

Interest rate
Comparison rate
Special offer
Orange Advantage

Includes a 100% interest offset when linked to our Orange Everyday bank account. Rate shown for owner occupiers with LVR less than 80% and loan greater than $150,000.

Interest rate
Comparison rate
4.13
4.33
Interest rate
Comparison rate
Special offer
Mortgage Simplifier

A low variable interest rate home loan with no ongoing monthly or annual fees. Rate shown for owner occupiers with LVR less than 80% and loan greater than $150,000.

Interest rate
Comparison rate
4.47
4.48
ING DIRECT fixed rate home loans
Fixed period
Interest rate
Comparison rate
Special offer
Fixed Rate Home Loan

Get repayment certainty on fixed rate loans for terms of one to five years.

Fixed period
Interest rate
Comparison rate

Owner occupier

1
2
3
4
5
 
 
 
 
 
Refinancing

Replacing your existing loan could take your bank balance to a better place. Tell us what matters to you.

Interest rate
Comparison rate
Special offer
Orange Advantage

Includes a 100% interest offset when linked to our Orange Everyday bank account. Rate shown for owner occupiers with LVR less than 80% and loan greater than $150,000.

Interest rate
Comparison rate
4.13
4.33
Interest rate
Comparison rate
Special offer
Mortgage Simplifier

A low variable interest rate home loan with no ongoing monthly or annual fees. Rate shown for owner occupiers with LVR less than 80% and loan greater than $150,000.

Interest rate
Comparison rate
4.47
4.48
ING DIRECT fixed rate home loans
Fixed period
Interest rate
Comparison rate
Special offer
Fixed Rate Home Loan

Get repayment certainty on fixed rate loans for terms of one to five years.

Fixed period
Interest rate
Comparison rate

Owner occupier

1
2
3
4
5
 
 
 
 
 
Find out how much you could borrow. In only two minutes you could have an obligation-free indication of your borrowing power.
Call our Australia-based home loan specialists on 1800 100 258, 8am-8pm Mon-Fri and 9am-5pm Sat (AEST/AEDT).
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