Savings Products

Compare Savings Accounts

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The table below compares all ING DIRECT's personal and business (including DIY Super) savings accounts to help choose which savings account is best for you.

What do all our savings accounts have in common...
  • Balances up to $1 million will be guaranteed by the Australian Government for free until 12 October 2011.
  • 24/7 easy access to your savings account, online or via phone banking.

Savings Accounts Comparison


 
Ideal for savers who want
Fees and Charges
Interest Rates
Minimum Balance
Personal Savings
Savings Maximiser
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More Info 		high variable interest rate on every dollar in "at call" account Nil 4.25% p.a. standard variable rate Nil
Term Deposit - Personal
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More Info 		fixed returns on their terms by locking away their funds
Nil
30 day3.50% pa
90 day 5.00% pa
180 day6.25% pa
1 year5.80% pa
2 year5.80% pa
$10,000
Savings Accelerator
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More Info 		high variable interest rate on the entire balance in an "at call" account Nil
TierRates
$50,000.00
and over		4.75% pa
$0.00 - $49,999.993.75% pa
Nil
DIY Super - at call (Business Optimiser)
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More Info 		high variable rate with 'at call' access to the cash component of their self-managed super fund Nil 4.25% p.a. standard variable rate. Nil
DIY Super - term deposit (Business Term Deposits)

 

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More Info 		lock away some of the cash component of their self-managed super fund Nil
30 day3.50% pa
90 day5.00% pa
180 day6.25% pa
1 year5.80% pa
2 year5.80% pa
$10,000
Business Savings
Business Optimiser
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More Info 		high variable interest rate on every dollar in "at call" account Nil 4.25% p.a. standard variable rate Nil
Term Deposit - Business
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More Info 		fixed returns on your terms by locking away your excess business funds Nil
30 day3.50% pa
90 day 5.00% pa
180 day6.25% pa
1 year5.80% pa
2 year5.80% pa
$10,000

Information current as at 3 February 2010 and subject to change.

Important InformationImportant Information

General

Savings Maximiser, Personal Term Deposits and Savings Accelerator may only be opened in personal names.

The interest rate that applies to ING DIRECT Term Deposits are the interest rates that are current on the date the Term Deposit is opened.

The following balance ranges apply to the Savings Accelerator: $0.00 - $49,999.99; $50,000.00 - $149,999.99; $150,000.00 and over.

Combined balances up to $1 million per customer will be guaranteed by the Australian Government for free until 12 October 2011. ING DIRECT will not offer access to the Government Deposit Guarantee to a customer on the portion of their combined balance over the $1 million threshold.

Any advice on this website does not take into account your objectives, financial situation or needs and you should consider whether it is appropriate for you. Before making any decision in relation to any of our savings products you should read the relevant Terms and Conditions booklet available under our Brochures & Forms page. To view these documents you may need Adobe Acrobat. Savings products are issued by ING DIRECT, a division of ING Bank (Australia) Limited ABN 24 000 893 292 AFSL 229823.