Savings Products

Why can't I do my banking when it suits me?

The table below provides a comparison of all ING DIRECT's personal and DIY Super savings products to help choose which savings account is right for you.

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What do all our products have in common...
  • No ING DIRECT fees.
  • 24/7 easy access to your account via internet or phone banking.
  • No minimum deposits.
  • Your money is secure. ING DIRECT's credit rating by Standard & Poor's is AA and we are also part of the Australian Government guarantee scheme.
 
Interest Rate
Ongoing fees and charges
Minimum Balance
Interest type
Age Eligibility
Statement Frequency
What can I link it to
Savings Maximiser
Apply Now 5.50%p.a. standard variable rate Nil Nil Standard Variable Rate 13+ Quarterly External bank account with an Australian Financial Institution
Personal Term Deposit
 Apply Now Interest rate that is current on the date the Term Deposit is opened
 Nil Nil Fixed Rate 13+ Six monthly External bank account with an Australian Financial Institution or an existing Savings Maximiser account
Savings Accelerator
 Apply Now
Tier Rate
$50,000.00
and over		 6.00% pa
$0.00 - $49,999.99 5.25% pa
Nil Nil Standard Variable Tiered Rates 13+ Quarterly External bank account with an Australian Financial Institution or an existing Savings Maximiser account
Business Optimiser (DIY Super & Trust)
 Apply Now 5.50%p.a. standard variable rate Nil Nil Standard Variable Rate 18+ (Authorised Users) Quarterly External bank account with an Australian Financial Institution

Information current as at 13 November 2008 and subject to change.

Important InformationImportant Information

The combined total deposits in all your Savings Accelerator account(s) shouldn't exceed $5 million, whether account(s) are in individual or joint name(s).

Savings Maximiser, Personal Term Deposits and Savings Accelerator may only be opened in personal names. The interest rate that applies to ING DIRECT Term Deposits are the interest rates that are current on the date the Term Deposit is opened.

All balances are Australian Government Guaranteed for free until 28 November 2008. From this date, only balances under $1 million will be quaranteed by the Australian Government for free. The Government Guarantee applies until 12 October 2011.

Any advice on this website does not take into account your objectives, financial situation or needs and you should consider whether it is appropriate for you or your DIY Super Fund or Trust. Before making any decision in relation to any of our products you should read the appropriate terms and conditions booklet or product disclosure statement available under our Brochures & Forms page. To view these documents you may need Adobe Acrobat.