General
Savings Maximiser, Personal Term Deposits and Savings Accelerator may only be opened in personal names.
The interest rate that applies to ING DIRECT Term Deposits are the interest rates that are current on the date the Term Deposit is opened.
The following balance ranges apply to the Savings Accelerator: $0.00 - $49,999.99; $50,000.00 - $149,999.99; $150,000.00 and over.
Combined balances up to $1 million per customer will be guaranteed by the Australian Government for free until 12 October 2011. ING DIRECT will not offer access to the Government Deposit Guarantee to a customer on the portion of their combined balance over the $1 million threshold.
The advertised Savings Maximiser variable welcome rate is current as at 8 March 2010 and will change if the Savings Maximiser standard variable rate changes. Variable welcome rate applies for 4 months from the date the Savings Maximiser is opened. At the end of the 4 month period, the rate that applies to your balance will be the Savings Maximiser standard variable rate applicable at the time. This offer is applicable on the first Savings Maximiser that you open (including joint accounts) and is for a limited time only.
The advertised Business Optimiser variable welcome rate is current as at 15 March 2010 and will change if the Business Optimiser standard variable rate changes. Variable welcome rate applies for 6 months from the date the Business Optimiser is opened. At the end of the 6 month period, the rate that applies to your balance will be the Business Optimiser standard variable rate applicable at the time. This offer is applicable on the first Business Optimiser opened per entity and is for a limited time only.
Any advice on this website does not take into account your objectives, financial situation or needs and you should consider whether it is appropriate for you. Before making any decision in relation to any of our savings products you should read the relevant Terms and Conditions booklet available under our Brochures & Forms page. To view these documents you may need Adobe Acrobat. Savings products are issued by ING DIRECT, a division of ING Bank (Australia) Limited ABN 24 000 893 292 AFSL 229823.