Interest Rates
Earning high interest rates is straight forward with ING DIRECT.
ING DIRECT Savings Maximiser interest rates
New Savings Maximiser customers will receive a variable welcome rate of 5.85%p.a. for 4 months from account opening, on balances up to $1 million. That’s 1.35%p.a. higher than our great standard variable rate, currently 4.50%p.a. Apply online now - offer for a limited time only.
ING DIRECT Personal Term Deposits interest rates
Personal Term Deposits offer a fixed rate of interest for the duration of the term and require a minimum opening deposit of $10,000. Rates are effective 26 February 2010 and subject to change:
| 30 day: |
3.50% pa |
| 90 day: |
5.75% pa |
| 180 day: |
6.00% pa |
| 1 year: |
5.80% pa |
| 2 year: |
5.80% pa |
The interest rates that apply to ING DIRECT Term Deposits are the interest rates that are current on the date the Term Deposit is opened.
We also offer Business Term Deposits interest rates for your business or DIY Super Fund.
ING DIRECT Savings Accelerator interest rates
Effective 8 March 2010 and subject to change. Can only be opened in a personal name or names.
| $50,000.00 and over |
5.00% pa (this applies to your total balance, not just amounts $50,000 and over) |
| $0.00 - $49,999.99 |
4.00% pa |
The combined total deposits in all your Savings Accelerator account(s) shouldn't exceed $5 million, whether account(s) are in individual or joint name(s).
DIY Super at call (ING DIRECT Business Optimiser) interest rates
- 5.50%p.a. variable welcome rate.
- New Business Optimiser customers will receive a variable welcome rate of 5.50% p.a. for 6 months from account opening, on balances up to $1 million. That’s 1.00% p.a. higher than our great standard variable rate, currently 4.50% p.a. Apply online now offer for a limited time only.
DIY Super term deposits (ING DIRECT Business Term Deposit) interest rates
Business Term Deposits offer a fixed rate of interest for the duration of the term and require a minimum opening deposit of $10,000. Rates are effective 26 February 2010 and subject to change:
| 30 day: |
3.50% pa |
| 90 day: |
5.75% pa |
| 180 day: |
6.00% pa |
| 1 year: |
5.80% pa |
| 2 year: |
5.80% pa |
General
The following balance ranges apply to the Savings Accelerator: $0.00 - $49,999.99; $50,000.00 - $149,999.99; $150,000.00 and over.
The advertised Savings Maximiser variable welcome rate is current as at 8 March 2010 and will change if the Savings Maximiser standard variable rate changes. Variable welcome rate applies for 4 months from the date the account is opened. At the end of the 4 month period, the rate that applies to your balance will be the Savings Maximiser standard variable rate applicable at the time. This offer is applicable on the first Savings Maximiser that you open (including joint accounts) and is for a limited time only.
The advertised Business Optimiser variable welcome rate is current as at 15 March 2010 and will change if the Business Optimiser standard variable rate changes. Variable welcome rate applies for 6 months from the date the Business Optimiser is opened. At the end of the 6 month period, the rate that applies to your balance will be the Business Optimiser standard variable rate applicable at the time. This offer is applicable on the first Business Optimiser opened per entity and is for a limited time only.
Any advice on this website does not take into account your objectives, financial situation or
needs and you should consider whether it is appropriate for you.
Before making any decision in relation to any of our products you should read the appropriate terms
and conditions document available under our Brochures & Forms page. To view these documents you may
need Adobe Acrobat. The ING DIRECT savings products are issued by ING DIRECT, a division of ING Bank
(Australia) Limited ABN 24 000 893 292
AFSL 229823.