Our Products

Which home loan would best suit me?

The table below provides a comparison of all ING DIRECT loans to help you choose which loan is right for you.

Apply for a Home loan
What do all our products have in common...
  • All loans are portable and can be moved if you move properties
  • All loans are available for investment purposes
  • All loans allow for additional repayments*
  • All loans allow for interest only repayments
  • All loans allow for payments by direct debit
 
Monthly or fortnightly repayments
Redraw facility
Total Loan
term
Ongoing fees and charges
Cheque book
ATM / EFTPOS
BPAY
Combined with other ING Loans
Apply Now Monthly Yes Revolving
loan term
No
more
Yes No Yes Yes
Apply Now Monthly No
more
Up to
30 years
No No No No
more
No
more
Apply Now Yes
more
No
more
Fixed for
the first
1-5 years
No No No No Yes
Apply Now Yes
more
Yes Up to
30 years
No No No Yes Yes
Apply Now Monthly Yes Revolving
loan term
Yes
more
Yes Yes Yes Yes
Apply Now Monthly Yes Revolving
loan term
Yes
more
Yes Yes Yes Yes
more
Apply Now Yes
more
Yes Up to
30 years
No No No Yes
Yes
more

* Fixed rate loans only allow additional repayments up to $10,000 p.a. Additional repayments over $10,000 p.a. may incur break costs. On a Construction loan additional repayments can only be made after 12 months or when construction is complete, whichever is the earlier.