I want to minimise my home loan

Calculators

To help you make your home loan decision easier, we've created some calculators to do the hard work for you.

Home Loan calculators:

  • borrowing power calculator - Work out how much you can borrow based on your salary and existing financial commitments.
  • home loan repayments calculator - Find out your minimum fortnightly or monthly repayments for any borrowed amount.
  • extra loan repayments calculator - Work out how many years you can take off your mortgage and how much you will save by paying more than the minimum monthly repayment.
  • stamp duty calculator - Stamp duty adds a lot to the cost of buying a home. Find out exactly how much it is in your state or territory.
  • lump sum calculator - Calculates the time saved to pay off your loan and the amount of interest saved if a single additional lump sum repayment is made.
  • split loan calculator - Compares the total interest amount of a loan under a variable interest rate for a full loan term with the same loan under a nominated fixed rate proportion.
  • where can I buy calculator - Calculates your borrowing capacity based on your current income and expenses. By adding your deposit to the result, you are provided with a list of postcodes that offer you affordable properties around Australia.