Use your own money

Unlike a credit card, a debit card has no credit facility, so you use your own money to make purchases in-store, over the phone, online and when you travel in Australia and overseas.

Plus, Visa Debit Card is accepted at over 30 million locations and over 1 million ATMs worldwide.

How to apply for a Visa Debit Card

The Visa Debit Card is provided, at no extra cost, with our Orange Everyday transaction account - there is no need for a separate application. Your Visa Debit Card can be attached to up to two Orange Everyday accounts. Find out more about Orange Everyday or apply online now.

Using Visa Debit Card - Just Press Credit

You select the Visa Debit Card PIN that suits you best (something that's easy for you to remember) during the online account application and then we send you the card.

You activate your debit card online (or give us a call) and then it's ready to use.

When you press the 'CREDIT' button you have the option of 'Pen' (signature) or 'PIN' for your purchases. We recommend that you use your PIN on a regular basis. It makes shopping quicker in Australia and you'll need it when you travel overseas.

Visa Entertainment Online

Thanks to Visa and their partnerships, our Visa Debit cardholders have access to the hottest tickets in town. This allows you:

• Access to pre-sale tickets for some of the biggest concerts and live events
• Select access to a range of sporting and entertainment performances
• Access to special offers on a number of tickets

For more information visit visaentertainment.com.au

Zero Liability and Online Shopping Guarantee

With Visa's Zero Liability policy, you'll have peace of mind when using your Visa Debit Card and pressing 'CREDIT', shopping over the phone or overseas. When you shop online, it becomes your own Online Shopping Guarantee. That's because you will not be held responsible for fraudulent charges made with your Visa Debit Card information.

How it Works:

Use your Visa Debit Card to make purchases at millions of retailers and businesses.

Review your transactions online and report any fraudulent charges to ING DIRECT.

If applicable, we may remove fraudulent transactions or extend provisional credit for losses from unauthorised card use.

Chip Technology for Debit Cards

ING DIRECT is committed to providing you with the highest level of security, so we are currently introducing security chip technology on our debit cards. The security chip makes the information stored on your debit card more secure and far more difficult to fraudulently copy card details.