First home owners grant

A little bit of government assistance can go a long way to making owning your own home more of a reality. Find out how the first home owners' grant could save you money.

The first home owners' grant scheme was introduced in 2000. The scheme is funded and administered by the states and territories.

Requirements you need to meet:

You must be 18 or over.

You must be an Australian citizen or permanent resident.

Find out about the specific eligibility requirements for each State/Territory below:

How and when will my first home owners' grant be paid?

This depends on whether you're buying or building. The grant will be paid:

At settlement (if you're buying)

At your first funds draw down, this usually happens when the slab is laid (if you're building)

How long does it take to process my first home owners' grant application?

It's fast! Once your application is received, it will normally take about five days.

How will I be paid my first home owners' grant?

You may choose how the first home owners' grant is paid but generally it is paid directly to the lender to reduce the deposit required.

Where can I get more information?

Find out about the specific eligibility requirements for each State/Territory below:

Find out how much you could borrow. In only two minutes you could have an obligation-free indication of your borrowing power.
Start your application online or call us on 1800 100 258, 8am-8pm Mon-Fri and 9am-5pm Sat (AEST/AEDT).