Savings Products
Term Deposits - Personal
Do you have a longer-term savings goal, such as saving for a holiday, a car, a house or a child's education? Maybe you just want to save for a rainy day or you'd like to deposit your cash in a low risk product with a fixed interest rate.
Term Deposits can help turn your goal into reality:
- a high fixed rate of interest
- balances up to $1 million will be guaranteed by the Australian Government for free until 12 October 2011
- no ING DIRECT fees
- security knowing your money is safely locked away from temptation
Term deposit interest rates
| Personal Term Deposits are available to personal account holders only. Each individual Personal Term Deposit account requires a minimum balance of $10,000. The terms and interest rates are: |
| 30 day: |
3.50% pa |
| 90 day: |
5.00% pa |
| 180 day: |
6.25% pa |
| 1 year: |
5.80% pa |
| 2 year: |
5.80% pa |
Personal Term Deposit interest rates current as at 3 February 2010 and are subject to change. We also offer Business Term Deposits.
Term deposit interest rates? stay ahead!
Our Personal Term Deposits are consistently amongst the hottest around and now you can be the first to take advantage of them. All you have to do is register and we will email you interest rate updates.
Combined balances up to $1 million per customer will be guaranteed by the Australian Government for free until 12 October 2011. ING DIRECT will not offer access to the Government Deposit Guarantee to a customer on the portion of their combined balance over the $1 million threshold.
Any advice on this website does not take into account your objectives,
financial situation or needs and you should consider whether it is appropriate for you.
Before making any decision in relation to the Personal Term Deposit you should read the
Personal Term Deposit Terms and Conditions booklet. To view this document you may need
Adobe Acrobat. The Personal Term Deposits are issued by ING DIRECT, a division of
ING Bank (Australia) Limited ABN 24 000 893 292
AFSL 229823.