Savings Maximiser

Savings Plans

If you are serious about growing your savings, why not set up an Automatic Savings Plan (ASP) or use Salary and Direct Crediting into your Savings Maximiser.

Automatic Savings Plan

If you find it inconvenient to move money into your savings account on a regular basis, it can now be done automatically!

Savings Maximiser Automatic Savings plan graph

This is an approximate guide only, based on an interest rate of 5.50%pa (current as 13 November 2008) The rate is variable and subject to change).

How to set up an Automatic Savings Plan (ASP):

  • decide how much you want to save every week, fortnight or month and set the frequency you would like this amount to be credited
  • money is then automatically transferred from your linked bank account to your Savings Maximiser
  • there are no bank fees on the Savings Maximiser

You can change your ASP amount and frequency, or you can cancel it any time you like (changes will take two business days to become effective).

Put your savings on fast forward and set up an ASP today. All you need to do is log in to your account to set one up online or call us on 133 464 if you'd like us to set one up for you.

Salary and Direct Crediting

You can deposit all or part of your salary straight into your Savings Maximiser each pay day. That way you'll make the most of your hard-earned cash by earning a high variable interest rate on it.

Here's how it works:

  • decide how much you want credited from your salary each pay day
  • provide your employer's pay office with your Savings Maximiser account number and ING DIRECT's BSB (923-100) and your instructions of how much to credit.
  • payments are made automatically to your Savings Maximiser
  • no ING DIRECT fees

To change your Salary Crediting arrangements, please provide instructions to your employer's pay office.

You can also boost your savings by direct crediting dividends, tax refunds and other income, such as rent, straight into your Savings Maximiser.

Again, you just need to provide your Savings Maximiser account number and ING DIRECT's BSB (923-100) to the organisation making the payments.

Important InformationImportant Information

Any advice on this website does not take into account your objectives, financial situation or needs and you should consider whether it is appropriate for you. Before making any decision in relation to the Savings Maximiser you should read the Savings Maximiser Terms and Conditions booklet. To view this document you may need Adobe Acrobat. The Savings Maximiser is issued by ING DIRECT, a division of ING Bank (Australia) Limited ABN 24 000 893 292 AFSL 229823.