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Savings Products

DIY Super

I want my money to work harder!

DIY Super Funds and Trusts can earn a high variable interest rate on the cash component of superannuation savings.

It works in conjunction with the ING DIRECT Business Optimiser, in which you can park your DIY Super and Trust cash. ING DIRECT Business Optimiser features include:



4.75% interest
  • High variable interest rate that helps you reach your savings goals sooner
  • Interest is calculated daily and paid monthly so you earn interest on your interest
  • Project how much you can save over time based on an initial contribution and regular ongoing deposits by using our DIY Super calculator.
No ING Direct fees
  • No ING DIRECT Fees.no hidden catches!
  • No fixed term or minimum balance
  • Link your Business Optimiser to an external bank account and move your money in and out of your Business Optimiser as often as you like!
Secure banking environment
  • Balances up to $1 million will be guaranteed by the Australian Government for free until 12 October 2011
  • Plus ING DIRECT has a Standard and Poor's credit rating of AA
  • Your money is securely invested under our strict policy conditions

Find out more about the Australian Government Guarantee and how your money is secure

24/7 Easy access to your money
  • Easy access to your money via internet or phone banking
  • Multiple users. You can nominate up to four trustees to operate your Business Optimiser at any one time.
  • 24 hours 7 days a week Australian based customer service
  • Convenient online banking making it easy for you to manage your DIY Super or Trust account



Important InformationImportant Information

Combined balances up to $1 million per customer will be guaranteed by the Australian Government for free until 12 October 2011. ING DIRECT will not offer access to the Government Deposit Guarantee to a customer on the portion of their combined balance over the $1 million threshold.  

Any advice on this website does not take into account your objectives, financial situation or needs and you should consider whether it is appropriate for your DIY Super Fund or Trust. Before making any decision in relation to Business Optimiser you should read the Business Optimiser Product Disclosure Statement. To view this document you may need Adobe Acrobat. The Business Optimiser is issued by ING DIRECT, a division of ING Bank (Australia) Limited ABN 24 000 893 292 AFSL 229823.