Our Products

DIY Super

I want my money to work harder!

DIY Super Funds and Trusts can earn a high variable interest rate on the cash component of superannuation savings.

It works in conjunction with the ING DIRECT Business Optimiser, in which you can park your DIY Super and Trust cash. ING DIRECT Business Optimiser features include:



6.85% interest

High variable interest rate paying 7.00%pa (as at 23/06/2008). Interest is calculated daily and paid monthly, so you earn interest on your interest.

  • Project how much you can save over time based on an initial contribution and regular ongoing deposits by using our DIY Super calculator.
No ING Direct fees

No ING DIRECT fees... no catches! Just link your Business Optimiser to an external bank account and you can move your money in and out of your Business Optimiser as often as you like!

24/7 Easy access to your money

Easy access to your money anytime via phone or internet banking. Online banking conveniently allows you to transfer money to or from your linked linked DIY Super or Trust account, get a  balance and update your details.

Secure banking environment

Secure banking environment. Your money is securely invested under strict conditions. ING DIRECT's Standard & Poor's credit rating is AA. All information you give us is protected by strong security  controls and stringent privacy standards in accordance with   the law.

  • 24 hour, 7 day customer service.
  • Multiple users. You can nominate up to four trustees to operate your Business Optimiser at any one time.
  • No minimum balance to receive the high rate of interest.
  • No fixed term.
    You can move your money in and out of your Business Optimiser as often as you like!

Important InformationImportant Information

Any advice on this website does not take into account your objectives, financial situation or needs and you should consider whether it is appropriate for your DIY Super Fund or Trust. Before making any decision in relation to Business Optimiser you should read the Business Optimiser Product Disclosure Statement. To view this document you may need Adobe Acrobat. The Business Optimiser is issued by ING DIRECT, a division of ING Bank (Australia) Limited ABN 24 000 893 292 AFSL 229823.