Variable Rate Loans
Mortgage Simplifier
A low, variable interest rate home loan with no fees or monthly charges and free redraw facilities.
Our Mortgage Simplifier is ideal if you are:
- a first time buyer
- looking to refinance to a cheaper rate
- in the market for a simple, no-fuss loan with a low interest rate
- an investor looking for a competitive variable rate loan
| Rate |
Low, variable interest rate. Additional discount of 0.06% if your total loan is more than $300,000*. |
| Loan term | Up to 30 years |
| Repayments | Principal and Interest or Interest Only (maximum of 5 years for Interest Only) |
| Paid by | Direct Debit |
| Additional payments | Yes, any time and free of charge |
| Monthly fee | No monthly, annual or transaction fees |
| Ongoing fees | No |
| Redraw | Yes, free access to your funds |
| Bills | Pay bills with available funds with BPAY® |
Call a Mortgage Specialist on 1800 100 258 or see your broker to find out if you could be paying less for your home loan.
*A once only package fee of $499 applies.
ING DIRECT is a division of ING Bank (Australia) Limited ABN 24 000 893 292 AFSL 229823.