Our Products
Fixed rate loans
Protect against rising interest rates and control your repayments for up to 5 years. After this, your loan converts to a Mortgage Simplifier which gives you a low, variable interest rate - and you also have the ability to redraw.
Our Fixed Rate Loans are ideal if you are:
- A first home buyer, a home owner or investor wanting security from changing interest rates
- A home owner or investor seeking to combine a fixed and variable loan together
- Looking for a better deal or consolidating expensive debt
| Rate | Fixed interest rates for terms of 1 to 5 years |
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| Loan term | Up to 30 years. Automatically converts to Mortgage Simplifier at the end of the term. |
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| Repayment | Principal and Interest, Interest Only or Interest in Advance repayments |
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| Paid by | Direct Debit |
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| Additional payments | Yes, up to $10,000 per annum |
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| Monthly fee | No monthly, annual or transaction fees |
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| Ongoing fees | No |
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| Redraw | at end of fixed term period only |
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Call a Mortgage Specialist on 1800 100 258 or see your broker to lock in a low rate for the next 5 years.
ING DIRECT is a division of ING Bank (Australia) Limited ABN 24 000 893 292 AFSL 229823.