Interest Rates & Fees
Compare our home loan interest rates and call us on 1800 100 258 to speak with one of our Home Loan Specialists. We can help you find the right home loan to suit your needs.
| Variable Rate Home Loans |
Interest Rate |
Comparison Rate |
| Orange Advantage ($500,000 and over)* |
6.19% p.a. |
6.37% p.a. |
| Orange Advantage ($300,000 to $499,999)* |
6.29% p.a. |
6.47% p.a. |
| Orange Advantage (less than $300,000) |
6.54% p.a. |
6.71% p.a. |
| Mortgage Simplifier |
6.42% p.a. |
6.42% p.a. |
| Construction Loan |
6.42% p.a. |
6.42% p.a. |
| Action Equity Loan |
7.02% p.a. |
7.02% p.a. |
| Smart Home Loan |
7.02% p.a. |
7.14% p.a. |
*Refers to total residential ING DIRECT borrowings.
| Fixed Rate Home Loans |
Interest Rate |
Comparison Rate |
| 1 Year Fixed Rate |
5.89% p.a. |
6.40% p.a. |
| 2 Year Fixed Rate |
5.89% p.a. |
6.35% p.a. |
| 3 Year Fixed Rate |
5.99% p.a. |
6.34% p.a. |
| 4 Year Fixed Rate |
6.59% p.a. |
6.52% p.a. |
| 5 Year Fixed Rate |
6.79% p.a. |
6.62% p.a. |
Information and interest rates are current as at 11 May 2012 and are subject to change.
All applications for credit are subject to ING DIRECT's credit approval criteria. Fees and charges apply. Details of these and the terms and conditions are available under the Brochures and Forms section of this website. The comparison rate is based on a loan amount of $150,000 over a loan term of 25 years.
WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Fees:
Pre settlement fees and charges can often be forgotten and can cause some sleepless nights if not included in your budget. Our fees and charges brochures -
pre settlement fees and charges and
post settlement fees and charges will help you identify the ING DIRECT fees which may be payable.