Refinancers

• Name
• Date of birth
• Spouse's name
• Drivers licence
• Address
• Number of dependants
• Total value of your assets
• Total value of your liabilities (personal loans, credit card debts etc)
• Occupation
• Current place of employment, length of time working with current employer
• Employer's contact details
• If you're self-employed, how long have've you been self-employed

You need to choose two documents from the below list, at least one from the A list. A referee then needs to certify the documents and verify your identity.

• Birth certificate (A)
• Current passport (A)
• Driver's licence or Proof of Age Card (A)
• Citizenship certificate (A)
• Bank statement (B)
• Current pension card
• Water rates or Council rtaes notice
• Landline telephone, gas or electricity notice
• Government financial benefit notice

List of referees include:

• Solicitor or Barrister
• Justice of the Peace
• Police officer
• Agent in charge of, or permanent employee with 2 or more years of continuous service with the Australia Post.
• an officer, or authorised representative, who holds an Australian Financial Services Licence, having 2 or more continuous years of service with one or more licensees
• an accountant who's a member of the Australian Institute of Chartered Accountants, CPA Australia or National Institute of Accountants

We need details of the account you'll use to pay the valuation fees

Loan statement for the past six months

• Group Certificates or tax returns from the past two years
• Three recent payslips or a letter from your employer stating your annual gross income, term of employment and salary so far this year

If you are a sole trader you'll need:

• Personal tax returns from the past two years including your profit and loss statements, balance sheets and ATO Notice of Assessment

If you run a business you'll need

• Personal tax returns and business tax returns from the past two years

We need details of anyone acting on your behalf