Variable Rate Loans

Mortgage Simplifier

A low, variable interest rate home loan with no fees or monthly charges and free redraw facilities. Apply for a Mortgage Simplifier home loan online.

Our Mortgage Simplifier is ideal if you are:

• a first time home buyer
• looking to refinance your home loan to a cheaper rate
• in the market for a simple, no-fuss home loan with a low interest rate
• an investor looking for a competitive variable rate home loan

Loan rate	Low, variable interest rate. An interest rate discount of 0.06% p.a. is available where your total residential borrowings with ING DIRECT are $300,000* or more.
Loan term	Up to 30 years
Loan repayments	Principal and Interest or Interest Only (maximum of 5 years for Interest Only)
Paid by	Direct Debit
Additional payments	Yes, any time and free of charge
Monthly fee	No monthly, annual or transaction fees
Ongoing fees	No
Loan redraw	Yes, free access to your funds
Bills	Pay bills with available funds online with BPAY®

• Apply online now
• Compare all our home loan products

Call a home loan specialist on 1800 100 258 or see your broker to find out more.

*A once only SmartPack fee of $699 applies.