Home Loan Products

Compare Home Loan Accounts

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What do all our home loans have in common?
  • portable and can be moved if you move properties
  • available for investment purposes
  • allow for interest only repayments
  • allow for payments by direct debit
 
Ideal for...
Interest
Rate
Comparison Interest Rate
Monthly
or Annual Fee
Loan Redraw facility
Home loan term
Additional payments
Monthly or fortnightly repayments
Variable Home Loans
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those who want a simple, easy to use home loan, with no ongoing monthly or annual fees 6.74% p.a. 6.74% p.a. Nil No Up to
30 years
No Yes
more
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those who want to pay off their home loan as quickly as possible

6.79% p.a.

($300k plus)

6.96% p.a. $199 annual fee No Up to
30 years
No Yes
more

7.04% p.a.

(<$300k)

7.21% p.a.
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more info

those who want to build a new home or investment property 7.45% p.a. 6.89% p.a. Nil
Yes
more
Up to
30 years
Yes
Monthly
Fixed Home Loans
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those who want to protect against rising rates and control repayments
1 yr - 6.89% p.a.
2 yr - 7.19% p.a.
3 yr - 7.29% p.a.
4 yr - 7.94% p.a.
5 yr - 7.94% p.a.
1 yr - 6.80% p.a.
2 yr - 6.87% p.a.
3 yr - 6.94% p.a.
4 yr - 7.23% p.a.
5 yr - 7.33% p.a.
Nil
Yes
more
Fixed for
the first
1-5 years
Yes
Less than $10,000 per year*
Yes
more
Line of Credit Home Loans
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those wanting to access equity from their loan for investments 7.34% p.a. 7.34% p.a. Nil
more
Yes Revolving
loan term
Yes Monthly
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more info

those who want multiple ways to access their money and flexibility 7.34% p.a. 7.46% p.a. Yes
more^
Yes Revolving
loan term
Yes Monthly

Home loan interest rates as at 23 July 2010.

 
* Per year is defined as from anniversary date of settlement to the day before the following anniversary date. If you select a fixed rate loan, break costs may be payable if at anytime before the fixed term expires, you pay out your loan or you make additional payments of $10,000 or more in an anniversary year, or you change the interest rate applying to your loan to another type of interest rate. Break costs may be substantial.

 
^ ATM Fee Rebate - When using an ATM in Australia, we will rebate the ATM Operator fee. We will not rebate currency exchange fees, ATM Operator fees incurred when you use an ATM overseas or fees imposed by merchants for EFTPOS transactions. Please refer to your Home Loan terms and conditions for further information on how ATM Operator fees are charged.

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Important InformationImportant Information

This comparison rate applies only to the example or examples given. Comparison rate based on $150,000 loan amount over 25 year term. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. To view a comparison rate schedule, please click on one of the below links.

Terms and Conditions apply, all rates are indicative.