Brochures & Forms

Product	Description
Home Loans Made Easy	A booklet that describes all our loans
Post Settlement Fees and Charges	Lists our fees, if any, after settlement
Pre Settlement Fees and Charges	Lists our fees, if any, before settlement
ING DIRECT Home Loan Terms and Conditions	Home Loan terms and conditions brochure, applicable to all existing ING DIRECT home loan customers until 15 August 2010
ING DIRECT Home Loan Terms and Conditions	Home Loan terms and conditions brochure, applicable to all new ING DIRECT home loan customers from 1 July 2010

Form	Description
Home Loan Application Form	New loan application form
Director Guarantor Waiver Form	List of documents that do not need to be sent to a Director Guarantor.
Fixed Rate Lock In Request Form	Lock in a fixed rate before settlement.
Gift Policy Statutory Declaration Form	This form is to be completed where money used towards the property purchase is provided as a gift.
Loan Account Instructions Form (Company)	Operating instructions and authorised signatories for loan accounts.
Loan Account Instructions Form (Personal)	Operating instructions and authorised persons for loan accounts.
Verifying Your Identity Form	This must be signed by an acceptable referee to verify your identity.
Property Buyers Guide	The property buyers guide is a list to use when inspecting during the house hunting period
Application Checklist	Provides information that a home lender may require when it comes time to apply for your mortgage.
Income Checklist	Checklist to help jot down your main income details
Assets and liability checklist	The assets and liabilities checklist allows you to note your main assets and liabilities
Moving Out checklist	A checklist to help you with what needs to be done and when
Mortgage checklist	The mortgage checklist can help you identify some of the key features and fees of loans
Expenses checklist	The Expense check list checklist can help you determine how much you are spending and where
Company and Trust Appendix	To be completed when a Company or Trust is a party to a loan

Form	Description
Increasing your loan	Want to increase your loan and don’t know where to start? This guide outlines how to apply.
Substitution of Security	Selling a property, but wanting to keep your loan? This guide gives you all the steps you need to know to get you through the process.
Releasing a Security property	Do you have multiple properties securing your loan? If you are looking to release a property, this guide tells you how.
Change or Removal of Borrower	Have your circumstances changed? This guide will guide you through the process of how to change or remove a borrower.

Form	Description
Change to Operating Authority Form	To change the way you operate on your account (any to operate / all to operate).
Changing Accounts Form	Change your Direct Debit Account or Nominated Accounts. To be signed by all borrowers and/or account holders.
Loan Account Instructions Form (Company)	Operating instructions and authorised signatories for loan accounts.
Loan Account Instructions Form (Personal)	Provides operating instructions and authorised persons for loan accounts.
Residential Loan Variation Form	Application form for existing borrowers to change a loan.
Product Switch Form	Complete this form to change or split the product type of your loan.
Principal Reduction Request Form	Reduce monthly payments following a principal repayment.
Company and Trust Appendix	To be completed when a Company or Trust is a party to a loan