Brochures & Forms

Product	Description
Home Loans Made Easy	A booklet that describes all our loans
Post Settlement Fees and Charges	Lists our fees, if any, after settlement
Pre Settlement Fees and Charges	Lists our fees, if any, before settlement
ING DIRECT Terms and Conditions	Home Loan terms and conditions brochure. For Mortgage Simplifier or Fixed Rate loans, or for customers who have previously applied for a loan directly with ING DIRECT
ING Bank Terms and Conditions	Home Loan terms and conditions brochure. For all other loan types or for customers who have previously applied for a loan through a Broker

Form	Description
Application Form	New loan application form
Director Guarantor Waiver Form	List of documents that do not need to be sent to a Director Guarantor.
Fixed Rate Lock In Request Form	Lock in a fixed rate before settlement.
Lo Doc Customer Declaration Form	Required when applying for a Lo Doc loan.
Loan Account Instructions Form (Company)	Operating instructions and authorised signatories for loan accounts.
Loan Account Instructions Form (Personal)	Operating instructions and authorised persons for loan accounts.
Verifying Your Identity Form	This must be signed by an acceptable referee to verify your identity.
Property Buyers Guide	The property buyers guide is a list to use when inspecting during the house hunting period
Application Checklist	Provides information that a home lender may require when it comes time to apply for your mortgage.
Income Checklist	Checklist to help jot down your main income details
Assets and liability checklist	The assets and liabilities checklist allows you to note your main assets and liabilities
Moving Out checklist	A checklist to help you with what needs to be done and when
Mortgage checklist	The mortgage checklist can help you identify some of the key features and fees of loans
Expenses checklist	The Expense check list checklist can help you determine how much you are spending and where

Form	Description
Change to Operating Authority Form	Authorise other people to operate your loan account and sign cheques.
Changing the Accounts Form	Change your direct debit account or nominated accounts.
Loan Account Instructions Form (Company)	Operating instructions and authorised signatories for loan accounts.
Loan Account Instructions Form (Personal)	Provides operating instructions and authorised persons for loan accounts.
Loan Variation Request Form	Application form for existing borrowers to change a loan.
Principal Reduction Request Form	Reduce monthly payments following a principal repayment.

ING DIRECT is a division of ING Bank (Australia) Limited ABN 24 000 893 292 AFSL 229823.