Why apply for a Smart Home Loan?
You could reduce your costs
Consolidate your debts into a single line of credit and you could reduce your interest costs and bank fees.
Interest rate discounts
A Smart Pack life of the loan discount is available for a one-off fee of $499, when you borrow $250,000 or more (waived for new loans formally approved prior to 31 March 2015).
Flexible access to your funds
Access your funds by ATM and EFTPOS with a Visa credit card, linked to your home loan.
Low annual fee
There are no application fees or monthly fees. Just a low annual fee of $180.
Use ATMs for free
Withdraw funds from any ATM in Australia for free when you have both an Orange Everyday transaction account and any ING DIRECT home loan.
Tools and dedicated support when needed
Online tools and home loan specialists that can help you every step of the way.