Our Products

Business Optimiser

I want to earn high interest on my business savings

The Business Optimiser is an online business savings account, so you do all your banking on the internet and/or phone.

It's suitable for businesses (companies, partnerships and sole traders), non-profit organisations and Trusts, including DIY Super.

6.85% interest

High variable interest rate paying 7.00%pa (as at 23/06/2008).
Interest is calculated daily and paid monthly, so you earn interest on your interest.

  • Project how much you can save over time based on an initial contribution and regular ongoing deposits by using our Business Calculator.
No ING DIRECT fees

No ING DIRECT fees... no catches! Just link your Business Optimiser to an external bank account and you can move your money in and out as aften as you like.

24/7 Easy access to your money

Easy access to your money anytime via phone or internet banking - Online banking conveniently allows you to transfer money to or from your linked business account, get a balance and/or update your details.

Secure banking environment

Secure banking environment - Your money is securely invested under strict conditions. ING DIRECT's Standard & Poor's credit rating is AA. All information you give us is protected by strong security controls and stringent privacy standards in accordance with the law.

ING DIRECT Business Optimiser also offers:

  • 24 hour, 7 day customer service
  • Multiple users - You can nominate up to four people to operate your Business Optimiser at any one time.
  • No minimum balance to receive the high rate of interest
  • No fixed term - You can move your money in and out of your Business Optimiser as often as you like!

Important InformationImportant Information

Any advice on this website does not take into account your objectives, financial situation or needs and you should consider whether it is appropriate for you. Before making any decision in relation to Business Optimiser you should read the Business Optimiser Product Disclosure Statement. To view this document you may need Adobe Acrobat. The Business Optimiser is issued by ING DIRECT, a division of ING Bank (Australia) Limited ABN 24 000 893 292 AFSL 229823.