Everyday Bank Account
Get 5% cash back on your everyday purchases like petrol and groceries
Take control of your day-to-day money with an Orange Everyday bank account. You can bank anywhere, at anytime and without any everyday fees. Easy!
- No monthly account keeping fees.
- Use any ATM in Australia for free when you withdraw $200 or more
- Shop faster with contactless technology - just 'Wave and Go'
- Access easy, and secure online and mobile banking
- Call our 24/7 Australian based Contact Centre - we're always here to help
- Link a Savings Maximiser and transfer to and from it, instantly
Cash back on groceries, petrol and more
Right now, we're giving all new Orange Everyday customers 5% cash back on Visa payWave purchases under $100 for six months from account opening. But hurry, this offer is limited!
For existing Orange Everyday customers, it's 2% cash back on Visa payWave purchases under $100. To qualify, just be sure to keep depositing $2,000 or more from external bank accounts each month into any of your personal ING DIRECT accounts (excluding Living Super).
Read FAQs to find out more
No everyday fees
There are no monthly account keeping fees and no everyday fees
with our Orange Everyday bank account.
Use any ATM in Australia and make ATM fees a thing of the past
Rather than spending money on branches, we pass on the savings to you. Get an Orange Everyday bank
account and any ATM in Australia is fee free when you withdraw $200 or more. Plus, if you're a Home Loan customer,
you can withdraw any amount within Australia with no fees.
Shop faster with contactless technology - just 'Wave and Go'
Use your Orange Everyday card to 'wave and go' at the checkout, thanks to Visa payWave contactless technology.
Enjoy convenience and great service
Bank online, on your mobile, over the phone with our 24/7 Australian based contact
centre or drop into a Australia Post Bank@Post outlet where you can do most of the banking activities you would normally do at a branch.
Plus, you can use your card anywhere in the world, where Visa is accepted or EFTPOS is available.
Why not link your Orange Everyday account to a Savings Maximiser account and instantly transfer money between your everyday account and your high interest savings account.
The 5% Wave & Save 6 Month new customer rebate ("Wave & Save 6 Month Rebate") is available for a limited time only from 1 April 2013 for six months from account opening ("Rebate Period") for new ING DIRECT Orange Everyday customers (including joint account holders) ("Eligible New Customers").
The Wave and Save Existing Customer payWave Rebate ("Existing Customer payWave Rebate"), currently 2%, is applicable for existing Orange Everyday customers (including joint account holders) who are not enjoying the 5% Wave & Save 6 Month Rebate ("Eligible Existing Customers") and is available until further notice. ING DIRECT reserves the right to withdraw the Existing Customer payWave Rebate or change the applicable rebate at any time at its sole discretion.
The Existing Customer payWave Rebate will apply for the next calendar month when Eligible Existing Customers deposit at least $2,000 from an external bank account to any of their personal ING DIRECT accounts (excluding Living Super) by the last day of the preceding calendar month ("Eligible Period"). Any deposits that are from an ING DIRECT account in your name or joint name (i.e. internal transfers) or to a Business account will not be counted.
This Wave & Save 6 Month Rebate and Existing Customer payWave Rebate (together, "payWave Rebates") applies on all contactless purchases made in Australia by Eligible New Customers and Eligible Existing Customers during the Rebate Period and Eligible Period on purchase amounts of up to and including AUD $99.99. The payWave Rebates will be made into the Orange Everyday account immediately after transaction settlement. The amount of the rebate will be based on the rebate percentage applicable at the time of transaction settlement, if any.
The payWave Rebates apply to everyday purchases only. Should you use the payWave Rebates in a manner that is not satisfactory or in line with the intent of the offer, we may place a stop or freeze on your account, refuse to apply the rebate to any or all purchases, or reverse the rebated amount. ING DIRECT cannot guarantee that PayWave facilities will be available for use for your chosen purchase.
Each time you withdraw $200 or
more from an ATM in Australia with your Orange Everyday Visa Debit card, ING DIRECT will reimburse the ATM owner fee.
Visa's Zero Liability policy does not apply to ATM transactions. Please notify us promptly of any unauthorised Visa use.
Any advice on this website does not take into account your objectives, financial
situation or needs and you should consider whether it is appropriate for you. Before
making any decision in relation to Orange Everyday you should read the Orange Everyday
Terms and Conditions
booklet and Orange Everyday Fees and Limits Schedule. To view these documents you
Adobe Acrobat. Orange Everyday is issued by ING DIRECT, a division
of ING Bank (Australia) Limited ABN 24 000 893 292, AFSL 229823, Australian Credit
Licence 229823. BPAY® is a registered trademark of BPAY Pty Ltd ABN 69 079 137